Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and/or the use of an asset allocation service. Please read the prospectus before investing including the prospectus of any mutual funds that may be in an asset allocation service. The indicated rates of return as of 27-Feb-2015 are the historical annual compounded total returns including changes in security value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any investor that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
For changes in the business, operations or affairs of a mutual fund, and reorganization or acquisition of assets in a mutual fund during the most recent 10 years that could have materially affected the performance of the mutual fund, please refer to the “Major Changes During the Last 10 Years” section in the most recent Annual Information Form.
* The MSCI Emerging Markets (Net) Index is a free float adjusted, market capitalization weighted index that is designed to measure the equity market performance of emerging markets. It consists of 21 emerging market country indices. Net total returns are after the deduction of withholding tax from the foreign income and dividends of its constituents.